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"Many thanks, Charles and Sara! We just wish we'd met you sooner....lots sooner!....."
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Sara and Charles Hemmerdinger are some of The Top Selling Real Estate Experts™
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Sara and Charles Hemmerdinger, REALTORŽ, real estate agents and broker for Westport, Wilton and Weston Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on all of Fairfield County, Connecticut Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Westport area real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Realtors in Westport, Weston, Wilton, Norwalk and Fairfield, we have the experience and track record you are looking for. Please let us help.

- Sara and Charles Hemmerdinger

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
A	There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
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Sara and Charles Hemmerdinger
Prudential CT Realty
272 Post Road East
Westport, CT. 06880
203-429-1069
203-858-8580
Fax: 203-222-1741
Email: SaraandCharles@NUMBER1EXPERT.com

Sara and Charles, long time residents of Westport, specialize in marketing and selling homes in Westport, Weston, Wilton, Norwalk, Fairfield, and all of Coastal Fairfield County. Working together as an award-winning team since 1992, Sara and Charles go the extra mile in service, each step along the way. Call them today! Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

Equal Housing GRI MLS REALTOR

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NUMBER1EXPERTS™ in real estate for Westport, Wilton and Weston, Connecticut, Waterfront and Fine Homes

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